Well hello! 2014 will be a rather challenging year for me... The most challenging is my house is expected to finish in August (or earlier) so I'll start paying for my housing loan!!!! Exact amount is RM1300++ a month. Once the house is ready, I'll pay RM3.80 toll to go back and forth from home sweet home to my office. Phew, at that time the battle to satisfy wants and to fulfill needs will arise.
....and today, I happened to click http://www.thestar.com.my/Business/Business-News/2014/01/13/Finding-newmoney/ found few tips to cope with the rise of cost of living. The point of jotting it down here (even most of the times it is so hard to follow) is, on how we can live a simple life besides care for the environment and of course... our wallet.... so ladies and gentlemen.........
2. Batch your errands. Always have a shopping list - Shopping list and I are like the best of friends. But somehow the best friends can turn you down.. Anyway this year I'll only buy what I've list and budgeted :) - Yes this may help.
3. Stay home more. Spend time with your family - hurm.... Perhaps a walk in the park will help. Hurm.....
4. Cancel subscriptions. You may not even miss them. I don't have any subscriptions for magazines and papers, but to cancel my STREAMYX subscriptions? It's rather obnoxious.
Hurm.....
5. Do it yourself. Learn to be a handy man or woman. My hubby is my handyman. Yes, we save a lot here. Yes this may help.
6. Stop paying interest. Pay in cash or don’t buy if you can’t afford it - This means say No No No to Credit Card? - Yes this may help.
7. Travel on a budget. Budget travels can be fun. - Yes this may help.
8. Use cellphone sparingly. Optimise on free messaging services. - Yes this may help.
9. Cut or colour your own hair. Ask a friend to help you. - I don't color my hair. But to everything other than this might be useful.
10. Maintain your things. Pay for fewer repairs. Yes this may help.
11. Save energy. Do a good deed for the environment. Yes this may help.
12. Buy bargain clothing. Dress down - Hurm.....
13. Plan ahead. Buy in bulk - Yeah we buy in bulk, our kitchen towel. Hurm..... Yes this may help.
14. Cook ahead. Freeze the extras. Hurm....
15. Don't wash clothes so often. Re-wear them at least twice. This is a joke right? Hurm.....
16. Save on groceries. Shop on discount days and discount vouchers. Yes this may help.
17. Frugal festivals. Keep them simple. So simple Baju Raya... No Designer Baju Raya till I earn enough to afford one. *wink *wink - Yes this may help.
18. Look for used items first. They can be as good as new - I'm not sure about this as I think buying used item involving luck. The item is in between good or spoilt. Hurm..... -
19. Eat out less except on weekends. Hurm, was thinking about Pizza home delivery tonight. Sacrifice wants! Focus on Needs!! Yes this may help.
20. Bag lunch to work. It’s healthier. I cannot tolerate this SORRY! I'm not a person who wake up early just to save RM15 lunch money!!! Next! Hurm..... -
21. Don’t window shop. Don’t get tempted. Bye bye IG shop! My mantra is, If i look at one thing and I'll sleep on it. If I still have that thing on my head day after, only then I'll make the purchase. Yes this may help.
22. Use the library. Read online.Yes this may help.
23. Find free entertainment on the Internet. Kids are the latest entertainment! Haven't you heard? - Yes this may help.
24. Find frugal exercise like walking. Yes this may help.
25. Stay healthy and keep medical bills low.Yes this may help.
26. Carpool, walk or cycle if you can.Hurm..... -
27. Look for discounts. Don’t be shy to ask.Yes this may help.
28. Sell your clutter. Get organised too. or maybe donate.... Yes, I'll donate my clutter more often. Yes this may help.
29. Reduce smoking. Protect your lungs. Not applicable
30. Stop clubbing. Care for your liver and eardrums too. Not applicable
4. Cancel subscriptions. You may not even miss them. I don't have any subscriptions for magazines and papers, but to cancel my STREAMYX subscriptions? It's rather obnoxious.
Hurm.....
5. Do it yourself. Learn to be a handy man or woman. My hubby is my handyman. Yes, we save a lot here. Yes this may help.
6. Stop paying interest. Pay in cash or don’t buy if you can’t afford it - This means say No No No to Credit Card? - Yes this may help.
7. Travel on a budget. Budget travels can be fun. - Yes this may help.
8. Use cellphone sparingly. Optimise on free messaging services. - Yes this may help.
9. Cut or colour your own hair. Ask a friend to help you. - I don't color my hair. But to everything other than this might be useful.
10. Maintain your things. Pay for fewer repairs. Yes this may help.
11. Save energy. Do a good deed for the environment. Yes this may help.
12. Buy bargain clothing. Dress down - Hurm.....
13. Plan ahead. Buy in bulk - Yeah we buy in bulk, our kitchen towel. Hurm..... Yes this may help.
14. Cook ahead. Freeze the extras. Hurm....
15. Don't wash clothes so often. Re-wear them at least twice. This is a joke right? Hurm.....
16. Save on groceries. Shop on discount days and discount vouchers. Yes this may help.
17. Frugal festivals. Keep them simple. So simple Baju Raya... No Designer Baju Raya till I earn enough to afford one. *wink *wink - Yes this may help.
18. Look for used items first. They can be as good as new - I'm not sure about this as I think buying used item involving luck. The item is in between good or spoilt. Hurm..... -
19. Eat out less except on weekends. Hurm, was thinking about Pizza home delivery tonight. Sacrifice wants! Focus on Needs!! Yes this may help.
20. Bag lunch to work. It’s healthier. I cannot tolerate this SORRY! I'm not a person who wake up early just to save RM15 lunch money!!! Next! Hurm..... -
21. Don’t window shop. Don’t get tempted. Bye bye IG shop! My mantra is, If i look at one thing and I'll sleep on it. If I still have that thing on my head day after, only then I'll make the purchase. Yes this may help.
22. Use the library. Read online.Yes this may help.
23. Find free entertainment on the Internet. Kids are the latest entertainment! Haven't you heard? - Yes this may help.
24. Find frugal exercise like walking. Yes this may help.
25. Stay healthy and keep medical bills low.Yes this may help.
26. Carpool, walk or cycle if you can.Hurm..... -
27. Look for discounts. Don’t be shy to ask.Yes this may help.
28. Sell your clutter. Get organised too. or maybe donate.... Yes, I'll donate my clutter more often. Yes this may help.
29. Reduce smoking. Protect your lungs. Not applicable
30. Stop clubbing. Care for your liver and eardrums too. Not applicable
So thank you for the tips The Star! and peeps wait no more, it's time to switch and be different!! Hihiks!
No comments:
Post a Comment